Investment Mortgages

Zenith Bank (UK) Limited are able to offer investment mortgages.

Some salient points about the investment mortgage are:

  • The investment mortgage is available on an interest only basis as well as on a repayment (capital & interest) basis.
  • It is only available to existing clients of the bank.
  • The property is to be used as an investment and not for own occupation.
  • The loan is limited to 50% of the purchase or valuation (whichever is lower).
  • The property must be in Central London.
  • A First Legal Charge would be required over the property.
  • The minimum loan amount is £500,000 and the maximum is £2,500,000.
  • The interest cover is calculated at 125%.
  • Assistance with property search and selection (Audley Residential)

Please speak to your Relationship Manager to find out more details.

Audley Residential